Explained: Alternative Funding

Jun 30, 2025

Joe Rini

When the Bank Says No: Alternative Funding Options Explained

Many small business owners turn to banks first when they need capital to grow, buy equipment, or cover expenses. But getting declined by a bank is more common than you might think, and it doesn’t mean you’re out of options. The Accredited Group specializes in helping businesses secure funding when traditional lenders say no.

Banks often say no due to strict requirements like low credit scores, lack of collateral, limited time in business, inconsistent cash flow, or existing debt. These hurdles can stop a loan application in its tracks, but they don’t stop us.

The Accredited Group looks at the bigger picture. We offer merchant cash advances, short-term business loans, refinancing and consolidation, asset-based loans, and other custom solutions. Instead of just focusing on your credit score, we focus on your revenue, potential, and goals. We deliver funding that fits your real-world needs.

The Takeaway

A bank’s “no” doesn’t mean your business has to stand still. If you need fast, flexible funding, The Accredited Group is here to help you move forward. Contact us today to find out how we can get you approved when the bank won’t.

Questions? Let's Talk.

Whether you're unsure which product fits best or just want to speak with a real person, our team is ready to guide you.

Questions? Let's Talk.

Whether you're unsure which product fits best or just want to speak with a real person, our team is ready to guide you.

Questions? Let's Talk.

Whether you're unsure which product fits best or just want to speak with a real person, our team is ready to guide you.